per year
Commercial Horse Liability insurance coverage protects anyone with a horse-related business against third-party liability lawsuits, including riding instructors and independent trainers.
Equine liability insurance is indispensable for anyone with a horse-related business. In today’s litigious society, protection against liability claims is an utmost necessity. Even with waivers and state laws designed to limit or control liabilities, commercial equine operations are vulnerable. And win or lose, a lawsuit will cost you something.
When your business is the target of a lawsuit, money isn’t the only thing that’s at stake. Your reputation is on the line, too. Our Insurance professionals have years of experience handling equine liability claims. They’ll ensure that a claim against you is resolved fairly, with consideration for all parties involved.
If you own a horse farm, this package combines property and liability insurance to fully protect your home, household contents, barns, sheds, owned machinery, equipment, tack, livestock and horse operation, on and off premises.
Personal Dwelling, Farm-Related Buildings (barns, stables, hay sheds, arenas), Farm Personal Property for farm machinery, tack, equipment, hay and feed, Replacement cost available on buildings and household contents.
When your business is the target of a lawsuit, money isn’t the only thing that’s at stake. Your reputation is on the line, too. Our Insurance professionals have years of experience handling equine liability claims. They’ll ensure that a claim against you is resolved fairly, with consideration for all parties involved.
If you own horses and are not involved in a commercial equine business, this insurance protects you if someone claims your horse caused them bodily injury or damaged their property, even if your horse is kept at an independently owned stable.
This insurance protects you if someone claims your horse caused:
Your horse may be one of your most important possessions, but it can also be your biggest liability. Individual horse owners place themselves and their assets at risk every time their horse comes in contact with people.
Equine-related lawsuits occur more frequently than you may think. And many homeowners’ policies limit this type of equine liability coverage or exclude it altogether.
As a member of a horse riding or hunt club, you need to be aware that your organization, in addition to the individual members, needs protection from third party lawsuits.
The unexpected can and does happen, whether to club members, participants, or even spectators. Your club can count on USRider for the right coverage.
