When your business is the target of a lawsuit, money isn’t the only thing that’s at stake. Your reputation is on the line, too. Our Insurance professionals have years of experience handling equine liability claims. They’ll ensure that a claim against you is resolved fairly, with consideration for all parties involved.
Equine liability insurance is indispensable for anyone with a horse-related business. In today’s litigious society, protection against liability claims is an utmost necessity. Even with waivers and state laws designed to limit or control liabilities, commercial equine operations are vulnerable. And win or lose, a lawsuit will cost you something. That’s why if you…
board, breed, race or train horses
give riding instruction
conduct these activities on rented premises
own an equine facility protected by property insurance, but not liability insurance
…you need our Commercial Equine Liability coverage.
Owning your own horse is a significant emotional and financial investment. Accepting the responsibility of caring for someone else’s cherished and valuable animal is also no small task. And since standard insurers don’t fully understand the risks you undertake when caring for the horses of others, most general liability policies don’t include this special coverage. That’s why the extra protection of our optional Care, Custody & Control (CC&C) coverage is so important. With CC&C, you’re covered if an animal in your care is injured, becomes ill or dies, and you are found negligent. This does not apply to horses you own or lease. Mortality insurance is designed for those needs. CC&C provides:
NOTE: Not all coverages are available in all states.
For more information, please call 800-50-HORSE (800-504-6773) or email firstname.lastname@example.org.